Saturday, February 2, 2008

Free Credit Report

https://www.annualcreditreport.com
You need to be careful which web site to go to when getting your free credit report. The link above is the only one that is truly free. The other ones almost always sign you up for credit monitoring with a monthly fee. Most do offer a free 30 day trial but you must cancel within the free trial period to avoid charges.

You can also call call 877-322-8228 or fill out the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Click here for an article from Consumer Reports Web Watch on this subject. Also visit the Federal Trade Commission web site http://www.ftc.gov/privacy/privacyinitiatives/credit_con.html for more information on credit reporting.